💰 Free Finance Tools

Tip Calculator Trending

Calculate tip amount, total bill, and per-person split.

Mortgage Calculator

Calculate monthly mortgage payments with amortization schedule.

Loan Calculator

Calculate loan installments, total interest, and payment schedule.

Compound Interest Calculator

Calculate compound interest and view yearly growth in a table.

Currency Converter Popular

Convert currencies with live exchange rates.

Invoice Generator

Create professional invoices and download as PDF.

Discount Calculator

Calculate sale prices, discount amounts, and savings instantly.

Salary Calculator

Convert between hourly, daily, weekly, biweekly, monthly, and annual salary.

Tax Calculator

Estimate income tax based on brackets and deductions.

Fuel Cost Calculator

Calculate total fuel cost for any trip based on distance and consumption.

Interest Calculator New

Calculate simple interest, compound interest, term deposits, and savings goals.

Unit Price Calculator

Compare prices per unit to find the best deal.

Meeting Cost Calculator

Calculate the real cost of meetings based on attendees and salaries.

Investment Calculator

Calculate investment returns with compound growth and monthly contributions.

Retirement Calculator

Estimate when you can retire based on savings and expenses.

Rent vs Buy Calculator

Compare the financial impact of renting vs buying a home.

Crypto Profit Calculator

Calculate crypto profit or loss from buy price, sell price, and quantity.

Debt Payoff Calculator

Calculate how long to pay off debt given balance, interest rate, and monthly payment.

Savings Goal Calculator

Calculate how many months to reach your savings goal with optional interest.

Stock Profit Calculator

Calculate stock investment profit from buy price, sell price, shares, and commission.

Tax Refund Estimator

Estimate your tax refund based on income, tax withheld, and standard deduction.

Net Worth Calculator

Add assets and liabilities to calculate your total net worth.

Loan Amortization Calculator

Generate a full year-by-year loan amortization schedule with principal and interest breakdown.

Crypto Converter

Convert between Bitcoin, Ethereum, and other top cryptocurrencies with live USD, EUR, and GBP rates.

Loan Comparison Calculator

Compare two loans side by side — see monthly payments, total interest, and total cost to find the best deal.

401(k) Retirement Calculator

Calculate your 401(k) growth with employer match, annual contributions, and compound interest over time.

Mortgage Refinance Calculator

Compare your current mortgage with a new refinanced loan — see monthly savings, break-even point, and total interest saved.

Credit Card Payoff Calculator

Calculate how long it takes to pay off credit card debt and how much interest you will pay with different monthly payments.

Hourly to Salary Converter

Convert hourly wage to annual salary and vice versa — see daily, weekly, biweekly, and monthly breakdowns.

Budget Planner

Plan your monthly budget with income and expense categories — see totals, savings rate, and a spending breakdown instantly.

ROI Calculator

Calculate return on investment (ROI) — enter cost and gain to get ROI percentage, net profit, and annualized return.

Break-Even Calculator

Find your break-even point — enter fixed costs, variable cost per unit, and selling price to see units needed and revenue required.

Auto Loan Calculator

Calculate your monthly car payment, total interest, and loan cost — enter vehicle price, down payment, rate, and term.

Emergency Fund Calculator

Find out exactly how much emergency fund you need based on your monthly expenses, job stability, and financial goals.

Electricity Bill Calculator

Calculate your monthly electricity bill by adding appliances, their wattage and daily usage — see exact costs per device and total cost.

Dollar Cost Averaging Calculator

Calculate the projected growth of a regular investment plan using dollar cost averaging — see total invested, projected value, and year-by-year breakdown.

Inflation Calculator

Calculate how inflation affects purchasing power over time — enter an amount, start year, and end year to see today's equivalent value.

Bill Split Calculator

Split any bill among friends — enter the total, number of people, tip percentage, and optional custom names to get an itemized per-person breakdown.

Debt-to-Income Calculator

Calculate your debt-to-income (DTI) ratio to see if you qualify for loans — enter your monthly debts and gross income to get your DTI with lender benchmarks.

FIRE Number Calculator

Calculate your Financial Independence, Retire Early (FIRE) number — how much you need to save to retire and never work again, based on the 4% safe withdrawal rule.

Credit Score Simulator

Simulate how financial actions affect your credit score — see the estimated impact of paying off debt, missing payments, opening new accounts, and more.

Loan Eligibility Checker

Quickly check if you might qualify for a loan — enter income, existing debts, credit score range, and desired loan amount to get an instant eligibility estimate with tips.

Loan-to-Value (LTV) Calculator

Calculate your loan-to-value ratio for a mortgage or refinance — see if you qualify for the best rates, avoid PMI, and understand your home equity position instantly.

Savings Rate Calculator

Calculate your personal savings rate and see how it impacts your path to financial independence — enter your income and expenses to find your savings rate and estimated years to FIRE.

Crypto Fee Calculator

Calculate crypto trading fees and net profit — enter trade amount, buy/sell prices, and exchange fee rate to instantly see fees paid, net profit/loss, and break-even price.

Credit Card Validator

Validate credit card numbers using the Luhn algorithm — instantly detect card type (Visa, Mastercard, Amex, Discover), check validity, and format the number correctly.

Mortgage Points Calculator

Calculate whether buying mortgage discount points is worth it — compare upfront cost vs monthly savings, break-even timeline, and total interest saved over the loan term.

Capital Gains Tax Calculator

Calculate your capital gains tax on investments — enter purchase price, sale price, holding period, and income to instantly see short-term vs long-term tax owed.

Debt Snowball Calculator

Compare debt snowball vs debt avalanche payoff strategies. Enter your debts, see which method saves more interest, and get a month-by-month payoff schedule.

Freelance Rate Calculator

Calculate the ideal freelance hourly rate based on your desired income, expenses, billable hours, and taxes. See your minimum and target rates instantly.

Debt Avalanche Calculator

Pay off your debts faster using the avalanche method — pay minimums on all debts, then throw extra money at the highest-interest debt first. Compare total interest saved.

Dividend Calculator

Calculate your annual and monthly dividend income from stocks. Enter stock price, dividend per share or yield, and number of shares. See projected income and DRIP growth.

Expense Tracker

Track your daily expenses by category — Food, Transport, Housing, Entertainment, Health, and more. See spending totals and breakdown instantly, all stored in your browser.

Retirement Savings Calculator

Calculate how much you need to save monthly to reach your retirement goal. Enter your age, retirement age, current savings, expected return, and target amount to get a personalized plan.

Receipt Generator

Generate professional receipts instantly. Enter business name, items, quantities, prices, tax rate, and payment method to produce a clean, printable receipt. Perfect for freelancers and small businesses.

Paycheck Calculator

Estimate your take-home pay after federal income tax, Social Security, and Medicare (FICA) deductions. Enter your gross salary, filing status, and pay frequency to see net pay per paycheck, monthly, and annually.

IBAN Validator

Validate and parse International Bank Account Numbers (IBAN) instantly in your browser. Checks the structure, country code, check digits, and length of any IBAN. Works offline, supports all 75+ IBAN countries.

GST / VAT Calculator

Calculate GST or VAT inclusive and exclusive prices in seconds. Enter the base price and tax rate to find the tax amount and total price. Supports reverse calculation to extract tax from a tax-inclusive amount.

Rule of 72 Calculator

Use the Rule of 72 to quickly estimate how long it takes to double your investment at a given annual return rate. Also works in reverse — find the return rate needed to double money in a target number of years. Simple, powerful mental math for investors.

Payroll Calculator

Calculate your net take-home pay from gross salary. Enter your gross pay, federal and state tax rates, Social Security, Medicare, and other deductions to instantly see your net pay, effective tax rate, and a full paycheck breakdown for hourly or salaried employees.

Auto Insurance Premium Estimator

Estimate your car insurance premium based on age, vehicle, driving record, and coverage type.

Life Insurance Needs Calculator

Calculate how much life insurance you need based on income, debts, and family obligations.

Home Insurance Premium Calculator

Estimate your homeowners insurance premium based on home value, location, and coverage options.

Renters Insurance Calculator

Calculate your renters insurance cost based on personal property value and coverage needs.

Business Loan Calculator

Calculate SBA and business loan payments, total interest, and amortization schedules.

Federal Income Tax Calculator

Calculate your US federal income tax, effective rate, and marginal rate by filing status.

Capital Gains Tax Calculator

Calculate capital gains tax on stocks, real estate, crypto, and other investment sales.

Property Tax Calculator

Calculate your property tax based on home value, assessment ratio, tax rate, and exemptions.

Social Security Benefits Estimator

Estimate your Social Security benefits at ages 62, 67, and 70 with lifetime comparison.

Estate Tax Calculator

Calculate federal and state estate taxes, exemptions, and net inheritance for your heirs.

Startup Cost Calculator

Estimate total startup costs including equipment, licenses, inventory, marketing, and operating expenses.

PMI Calculator

Calculate private mortgage insurance cost and find out when PMI can be removed from your loan.

Crypto Tax Calculator

Calculate capital gains tax on cryptocurrency trades including short-term and long-term rates.

Sales Tax Calculator

Calculate sales tax amount and total price for any purchase by state and local tax rates.